If you hold Chase Ultimate Rewards points and already have an IHG One Rewards hotel award in mind, the transfer window still has a deadline. Chase is offering a 70 percent bonus when you move Ultimate Rewards points to IHG through August 31, 2026.
Frequent Miler reports that Chase ran a 100 percent early bird bonus from July 15 to July 30, then stepped the offer down to 70 percent from July 31 through August 31. The Points Guy independently lists the same 70 percent Chase to IHG bonus in its August transfer board with an August 31 end date and a 1,000 to 1,700 conversion example.
The traveler decision is not “transfer everything tonight.” It is “transfer only if a specific IHG award still needs points before August 31, and only after you check whether buying IHG points or using another partner is cheaper.”
- Bonus: 70 percent when transferring Chase Ultimate Rewards to IHG One Rewards.
- Ends: August 31, 2026, as currently listed.
- Math: 1,000 Chase points become 1,700 IHG points during the bonus.
- Earlier window: 100 percent ran July 15 to July 30 and has ended.
- Rule: Transfer for a known award, not for speculative stockpiling.
What the bonus actually pays
At the standard 1:1 Chase to IHG ratio, 10,000 Ultimate Rewards points become 10,000 IHG points. With a 70 percent bonus, those same 10,000 Chase points become 17,000 IHG points. TPG’s August board states the same ratio: 1,000 Chase points equal 1,700 IHG points while the bonus is live.
Chase transfers to IHG are typically processed in 1,000 point increments. Confirm the live transfer screen in your Chase Ultimate Rewards account before you rely on a blog screenshot, because banks can change promotional copy without rewriting every third party article the same hour.
Frequent Miler stresses a hard value check. IHG often sells points near half a cent each. Even with a large transfer bonus, moving high value Chase points into a lower value hotel currency can destroy more value than the bonus creates if you do not have a high value award locked or nearly locked.
Deep Arrival already covered a separate IHG purchase points sale through August 17. Keep those streams separate. Buying IHG points and transferring Chase points are different tools with different deadlines and different cash outlays.
Who should transfer before August 31
Transfer if you already see an IHG award night that needs a specific points total and the bonus closes the gap without overshooting into useless leftover balances. Examples include a long weekend at a high category InterContinental or a multi night Holiday Inn Express stay where cash rates are high and free night certificates do not apply.
Do not transfer if you only “might” stay at an IHG brand next year. Speculative transfers lock flexible Chase points into IHG, and Chase partners such as World of Hyatt or airline programs can still outvalue IHG even without a 70 percent boost.
If you already transferred during the July 100 percent window, do not reverse engineer regret trades. That window is closed. Focus only on whether any remaining Chase balance should move at 70 percent for a still open award.
Travelers planning city trips can still use flexible destination pages such as Deep Arrival’s Philadelphia things to do guide or Seattle things to do guide to decide whether an IHG location actually fits the itinerary before any points move.
| If you | What to do |
|---|---|
| Have an IHG award hold missing points | Transfer the minimum Chase points needed at 70 percent before August 31. |
| Only want general hotel points | Skip the transfer; compare IHG buy sales and other Chase partners first. |
| Already used the July 100 percent window | Do not retransfer for nostalgia; reassess remaining balances only for open awards. |
| Can pay cash at a low rate | Keep Chase points flexible and book cash if the award value is weak. |
| Need nights after August 31 | Still transfer before the deadline if the award is bookable now and inventory is scarce. |
How to run the math without hype
Write down the cash rate of the stay, the IHG points required, and the Chase points required after the 70 percent bonus. Divide cash by Chase points used. If the result is well below what you can get booking travel through Chase or transferring to a stronger partner, stop.
Watch for taxes and resort fees that still apply on award stays. A “free” night that costs $60 in cash fees can erase thin award value. Also check IHG free night certificates and elite benefits already on your account before you dump transferable points into the program.
If an IHG points purchase sale is cheaper than the effective cost of transferring Chase points, buy points instead and leave Ultimate Rewards alone. If neither path beats a simple cash booking plus keeping Chase points, book cash.
Confirmed from specialist boards: the live rate is 70 percent through August 31 after a closed 100 percent early window, and 1,000 Chase points become 1,700 IHG points during the bonus. Still open: your exact account eligibility messaging, processing time on a given day, and whether Chase ends the promo early.
Timing traps that still catch careful travelers
Transfer first, book second is the usual order for hotel awards that require a points balance before checkout. If the hotel lets you book with points you do not yet hold, confirm the cancel window so a failed transfer does not leave you with a cash charge. If the hotel requires points on account before the rate locks, transfer early enough that weekend support delays do not push you past August 31.
Family trips often split stays across brands. A single InterContinental night can justify a targeted transfer while the rest of the week stays on cash or another program. Do not force every night into IHG just because the bonus exists. The bonus multiplies points for the nights that already make sense, and it does nothing to fix a bad location or a weak award chart night.
If you share a household pool of Chase points, agree who owns the award risk before anyone hits transfer. Points usually cannot be sent back to Chase after they land in IHG. That irreversibility is the real cost of a casual transfer, larger than the few minutes it takes to click the button.
- Deadline: Decide any Chase to IHG transfer before August 31, 2026.
- Award first: Only transfer against a real hotel stay you can book.
- Compare tools: Check IHG buy rates and other Chase partners before moving points.
- Minimum move: Transfer only the points needed for the nights you will keep.
- Account check: Confirm the live Chase transfer screen the day you act.
A transfer bonus is a pricing tool, not a requirement. The smart traveler uses August 31 as a hard calendar reminder, not as pressure to empty a Chase balance into IHG without a room night attached.
What is the current Chase to IHG transfer bonus?
Specialist boards list a 70 percent bonus through August 31, 2026, so 1,000 Chase points become 1,700 IHG points while the offer lasts.
Did Chase offer a higher bonus earlier?
Yes. Frequent Miler reports a 100 percent early bird window from July 15 to July 30, 2026, which has ended.
Should everyone transfer Chase points to IHG now?
No. Transfer only when a specific IHG award needs the points and the math beats other uses of Ultimate Rewards.
How is this different from buying IHG points?
Buying IHG points spends cash. Transferring spends Chase points. Compare both against the same stay before you choose.
What if my award is after August 31?
You can still transfer before the deadline if the award is bookable now. Confirm cancellation rules so you are not stuck if plans change.
Before you transfer, screenshot the award search results and the Chase transfer confirmation page so you have a record of the rate and the bonus percentage shown on your account that day. Promotional banners can differ slightly by card product or login path, and a screenshot is the fastest way to resolve a later support chat if points post without the expected bonus.
