JW Marriott Hotel – Indianapolis · Chris Bede · CC BY 2.0 · edited
Chase Ultimate Rewards points now turn into 1.7 Marriott Bonvoy points each, but only until October 15, 2026. After that the transfer drops back to the usual one to one.
The Points Guy reported on September 16 that Chase is paying a 70 percent bonus on transfers to Marriott Bonvoy through October 15, which means 100,000 Chase points become 170,000 Marriott points. The outlet says the offer ties the highest Chase to Marriott bonus it has seen. The classic use is a stay near the parks, and our guide to hotels near Disney World shows how Marriott’s Swan Reserve compares with the other options around Epcot and Hollywood Studios.
- Ratio: 1 Chase point to 1.7 Marriott Bonvoy points, up from 1:1.
- Deadline: transfers must be made by October 15, 2026.
- Eligible points: transferable Ultimate Rewards points, such as those earned on Sapphire Preferred, Sapphire Reserve and Sapphire Reserve for Business.
- Timing: transfers can take up to 2 days, though most post within 1 day.
- Catch: Chase points are usually worth more elsewhere, so transfer only for a specific stay.
The Conversion Math
The quickest way to judge the bonus is to divide the Marriott award price by 1.7. That gives the number of Chase points the night really costs you.
The Points Guy ran three examples. A night at the Walt Disney World Swan Reserve priced at 60,000 Marriott points would take about 36,000 Chase points. An overwater bungalow at The Westin Bora Bora Resort and Spa, from around 84,000 Marriott points, drops to roughly 50,000 Chase points. The Laylow Waikiki, Autograph Collection, at 57,000 Marriott points, needs about 34,000 Chase points.
Those numbers only hold on the dates the outlet checked. Marriott prices awards dynamically, so the same room can cost far more points on a busy weekend. Price your exact dates in the Marriott app before you move a single point.
Chase Points Usually Have Better Homes
The honest case against the bonus is value. Upgraded Points values Chase Ultimate Rewards points at 2 cents each and Marriott Bonvoy points at 0.7 cents each. On those figures, 100,000 Chase points worth about 2,000 dollars become 170,000 Marriott points worth about 1,190 dollars, a loss of roughly 40 percent.
That is why the bonus suits a narrow set of travelers. It works when a particular Marriott stay prices well in points against its cash rate, or when you need a small top up to finish an award. It does not work as a place to park points you have no plan for.
Run the comparison yourself. Take the cash price of the room, divide it by the Marriott points price, and see whether each point is worth clearly more than 0.7 cents. Then remember that every Marriott point cost you less than one Chase point, which is where the bonus earns its keep.
Longer Stays Stretch the Bonus Further
The Points Guy highlights longer award stays as one of the best uses, because Marriott’s free lowest priced night benefit on longer award bookings compounds the transfer bonus. A five night award effectively costs four nights of points, and each of those points came in at a 70 percent discount.
Topping off is the other strong use. If you already hold most of the Marriott points for a stay, moving only the shortfall from Chase at 1.7 keeps the loss small and finishes the booking.
Fees Still Apply on Points Stays
Award nights at Marriott do not waive resort or destination fees. The Points Guy flags this directly for the Swan Reserve example, and it applies across Marriott properties. Add the nightly fee to your comparison before deciding a points stay beats paying cash.
Treat the transfer as one way. Once points arrive in your Marriott account, they stay there, so book the room or confirm availability first. Upgraded Points notes the bonus appears on Chase’s transfer page with the rate and end date, which is the place to confirm it is still live before you commit.
Timing Before the October 15 Cutoff
Do not leave the transfer to the last evening. Upgraded Points says transfers can take up to two days, though they often post in less than one. A hold or a mistyped membership number found late could push the fix past the deadline.
Link your Marriott Bonvoy account to Chase ahead of time and make sure the name matches on both. Then you can move points the moment you find a stay that prices well.
| If you… | What to do |
|---|---|
| Have a specific Marriott stay that prices well in points | Transfer the exact amount needed before October 15. |
| Are a few thousand points short of a Marriott award | Top off from Chase at 1.7 to finish the booking. |
| Are booking five or more award nights | Stack the bonus with the free lowest priced night. |
| Have no stay in mind | Keep your Chase points. They are usually worth more elsewhere. |
| Are comparing points against cash | Include resort fees, which still apply on award nights. |
Divide by 1.7. That is the true Chase cost of any Marriott award.
Transfer for a stay, not speculatively. Marriott award prices move.
Leave two days. Transfers can take that long before the October 15 cutoff.
How long does the Chase to Marriott bonus last?
Through October 15, 2026, according to The Points Guy and Upgraded Points.
How many Marriott points do I get?
1.7 Marriott Bonvoy points per Chase point, so 100,000 Chase points become 170,000 Marriott points.
Which Chase cards qualify?
Cards that earn transferable Ultimate Rewards points, such as Sapphire Preferred, Sapphire Reserve and Sapphire Reserve for Business.
How long do transfers take?
Up to two days, though they often post in less than one.
Is this a good use of Chase points?
Only for a specific stay that prices well. On Upgraded Points valuations, a blind transfer loses about 40 percent of value.
Do I still pay resort fees on a points stay?
Yes. Marriott resort and destination fees still apply on award nights.
