Yes. Chase is still advertising its best-ever Ink Business Cash welcome bonus: earn $1,000 cash back, issued as 100,000 Ultimate Rewards points, after you spend $8,000 in the first four months from account opening.
The official Chase Ink Business Cash offer page shows the elevated bonus beside a $0 annual fee, a 12-month 0% intro APR on purchases, and the card’s familiar 5% and 2% business categories. That combination is why travelers who can route ordinary business spend are paying attention before the public offer changes.
- Bonus: $1,000 cash back / 100,000 Ultimate Rewards points after $8,000 spend in four months.
- Annual fee: $0.
- Key earn rates: 5% on office supplies plus internet, cable and phone (combined $25,000 cap per anniversary year); 2% on gas and restaurants (separate $25,000 combined cap).
- Eligibility watch: Bonus may be unavailable if you have ever held this card or another Chase business card with no annual fee.
- Travel angle: Points can transfer when pooled with a Chase Ultimate Rewards premium card.
What Chase is offering right now
Chase’s current public language for Ink Business Cash is unambiguous. New cardmembers can earn $1,000 bonus cash back after $8,000 in purchases during the first four months after account opening. Chase says to allow six to eight weeks after qualifying for the bonus to post.
The same page markets the offer as the card’s strongest public welcome bonus and keeps the everyday structure that makes the card useful after the bonus clears. Cardholders earn 5% total cash back on the first $25,000 combined each anniversary year at office supply stores and on internet, cable and phone services. They also earn 2% at gas stations and restaurants on the first $25,000 combined in those categories each anniversary year, then 1% elsewhere.
Independent reporting from The Points Guy and One Mile at a Time matches the Chase figures and treats the $1,000 / 100,000-point public offer as the highest welcome bonus widely tracked on this no-annual-fee card.
How this differs from Ink Unlimited
Deep Arrival already covered the companion no-fee business offer in the Ink Business Unlimited $1,000 bonus status check. Unlimited is the flat 1.5% everywhere product. Cash is the category card.
That product split matters for the traveler decision. If most of your controllable spend sits in office supplies, phone, internet, restaurants or gas, Cash can out-earn Unlimited after the welcome bonus. If your spend is scattered across software, ads, contractors and travel that never hits Cash’s bonus buckets, Unlimited is usually cleaner.
Both cards currently advertise the same elevated $1,000-after-$8,000 structure on public Chase pages, but they are not interchangeable products. Choose the earning map first, then apply.
| Your situation | Best next step |
|---|---|
| Heavy office, telecom, dining or gas spend | Prefer Ink Cash for the 5% and 2% categories after the 100K bonus. |
| Scattered business spend with few category matches | Compare Unlimited’s flat earn rate before applying for Cash. |
| Already held a Chase no-annual-fee business card | Expect a possible bonus denial and read the Chase eligibility language carefully. |
| Want airline or hotel transfer value | Pair Cash with a Ultimate Rewards premium card so points can move to travel partners. |
| Cannot comfortably spend $8,000 in four months | Skip the offer. The bonus is worthless if the spend forces unused purchases. |
Who can get the bonus
Chase states that the new-cardmember bonus may not be available if you have ever had Ink Business Cash or any other Chase for Business card without an annual fee. The bank may also weigh business-specific factors when deciding bonus eligibility.
That “may not” language is important. It is not an automatic lifetime ban written as an absolute in every case, but it is a clear warning for anyone who previously held Ink Cash, Ink Unlimited or another no-fee Chase business card. If Chase shows a pop-up saying you are ineligible for the bonus, stop before a hard credit pull whenever the application flow allows it.
Sole proprietors can usually apply with a Social Security number. Travelers who do not think of themselves as “business owners” still need a legitimate business purpose under Chase’s rules. Do not invent a business just to chase a bonus.
Why the travel value is higher than $1,000 for some people
Redeemed as cash back, 100,000 Ultimate Rewards points are worth $1,000. The travel upside appears when those points can be combined with a Chase card that unlocks airline and hotel transfer partners.
Deep Arrival’s airline guides for Chase-transfer partners such as Singapore Airlines, Iberia and Aer Lingus are useful when you are deciding whether the points should stay as cash or move into award bookings. The transfer decision belongs after approval and after the bonus posts, not before you understand the spend plan.
If you never plan to hold a transferable Chase card, treat the welcome offer as a clean $1,000 cash-back promotion and judge it against the $8,000 spend requirement alone.
How to use the four-month spend window
Four months is longer than the three-month windows Chase has used on some earlier Ink offers, but $8,000 is still a real hurdle. Map purchases you already need: software renewals, inventory, advertising, phone bills, office supplies, client meals and fuel.
Manufactured spend that creates unused inventory or fees can erase the bonus. The better approach is to pull forward inevitable costs, not invent new ones. Track the running total inside the Chase app so you are not guessing in month four.
Also remember the category caps that matter after the bonus. The 5% office and telecom bucket and the 2% gas and dining bucket each stop bonus earning after $25,000 combined in their group each account anniversary year. High-volume businesses should plan which card takes the overflow.
The public Ink Cash offer is still the elevated $1,000 / 100K version, not a rumor. The useful decision is narrower: can you clear $8,000 cleanly, do Cash’s categories beat Unlimited for your spend, and will you keep a transferable Chase card so the points can become flights instead of cash?
What to watch before you apply
Recheck the Chase product page on the day you apply. Public welcome offers can drop without much warning, and marketing pages sometimes show different creative than the final application screen.
Watch Chase’s bonus-eligibility language if you have any prior no-fee Chase business card history. A denied bonus turns a strong offer into an ordinary cash-back card.
Watch your own four-month calendar. If a quiet business season makes $8,000 awkward, wait for a future offer rather than forcing spend.
Finally, watch the companion Unlimited page if you are still choosing between the two no-fee Ink cards. The bonuses can move together, but the earning maps do not.
Is the Chase Ink Cash 100K bonus still available?
Yes. Chase’s current public Ink Business Cash page still advertises $1,000 cash back after $8,000 spend in the first four months.
Is that the same as 100,000 Ultimate Rewards points?
Yes. Chase awards the bonus as cash-back rewards that equal 100,000 Ultimate Rewards points at one cent each when redeemed as cash.
Does Ink Cash have an annual fee?
No. The card’s public terms show a $0 annual fee.
How is Ink Cash different from Ink Unlimited?
Cash pays elevated categories such as office supplies, telecom, dining and gas. Unlimited is built around a flat earn rate on everyday purchases.
Can prior Chase business-card holders get the bonus?
Chase says the bonus may not be available if you have ever had this card or another Chase for Business card without an annual fee, so check the application warnings carefully.
