Chase is still advertising its highest-ever Ink Business Unlimited welcome bonus: $1,000 cash back after $8,000 in purchases within the first four months, on a $0 annual fee business card. For travelers who already hold an eligible Ultimate Rewards card, that bonus can convert into 100,000 transferable points.
The offer remains live on Chase’s product page as of Aug. 28, 2026, with no published end date. Eligibility is not automatic. Chase says the bonus may be unavailable if you have ever held this card or another Chase for Business card without an annual fee, and the bank may weigh business-specific factors.
- Bonus: $1,000 cash back after $8,000 spend in the first 4 months.
- Annual fee: $0.
- Earn rate: Unlimited 1.5% cash back on purchases.
- Travel angle: Points can move into Ultimate Rewards when paired with an eligible Chase travel card.
- Extra: 5% total cash back on Lyft through Sept. 30, 2027; 0% intro APR for 12 months on purchases.
What Chase is offering right now
According to the official Chase Ink Business Unlimited page, the new-cardmember offer is labeled Chase’s best offer ever for the product. The page shows $750 struck through in favor of $1,000 cash back after $8,000 in purchases during the first four months from account opening.
The Points Guy has separately tracked the same elevated Ink Cash and Ink Unlimited bonuses as the highest welcome offers seen on those no-annual-fee business cards. That reporting aligns with Chase’s current public marketing, but Chase’s own offer details remain the authority for terms.
Cash Back rewards are tracked as points at $1 equals 100 points. That means a $1,000 bonus is 100,000 points inside the Ink rewards ledger. Those points do not expire while the account stays open, according to Chase’s offer text.
Why travelers care about a business cash-back card
On its own, Ink Unlimited is a flat 1.5% cash-back business card. The travel value appears when you already have a personal or business Ultimate Rewards card that can accept transfers from Ink, such as Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.
Once combined, the same 100,000 points can book Chase Travel or transfer to airline and hotel partners. That path pairs naturally with lounge planning on Deep Arrival’s airport lounge reviews guide, which covers Chase and other premium networks, and with transfer partners such as Virgin Atlantic. That is the difference between a $1,000 statement credit and a larger travel redemption if partner awards clear at a higher value. It is also why Deep Arrival readers who run a side business or sole proprietorship often watch Ink bonuses even when they already hold a Sapphire card.
Chase also markets built-in travel protections on the card, including primary auto rental coverage for most business rentals when you decline the rental company’s collision product and charge the rental to the card, plus purchase protection and extended warranty language in the Guide to Benefits. Those benefits are separate from the welcome bonus and still subject to the full exclusions in Chase’s documents.
| Your situation | Best next step |
|---|---|
| No Chase business card history and need a $0-fee earner | Compare the live $1,000 Ink Unlimited offer against Ink Cash before applying. |
| Already have Sapphire or Ink Preferred | Model the bonus as 100,000 Ultimate Rewards points, not only cash. |
| Previously held Ink Unlimited or another no-fee Chase business card | Assume the bonus may be blocked; verify the offer screen before applying. |
| Need category bonuses more than flat 1.5% | Check Ink Cash or Ink Preferred instead of forcing Unlimited. |
| Near 5/24 on personal cards | Confirm Chase business-card approval odds separately; business cards can still affect strategy. |
Spend hurdle, exclusions, and timing
To earn the bonus you must spend $8,000 on purchases in the first four months. Chase says balance transfers, cash advances, cash-like transactions, person-to-person transfers, account funding, gambling-like bets, interest, fees, and unauthorized charges do not count. After you qualify, allow six to eight weeks for the bonus to post, and keep the account open and in good standing at fulfillment.
The card also carries a 0% introductory APR for 12 months from account opening on purchases, then a variable APR. There is no annual fee. Those terms matter for a traveler who needs a short float for a large trip deposit, but interest after the intro window can erase the bonus quickly if a balance remains.
Chase does not publish a hard expiration date for this elevated bonus on the product page. Offers can change by channel and over time. If the $1,000 figure is the reason you are applying, confirm it on the application path you actually use before submitting.
Other current perks attached to the card
Through Sept. 30, 2027, Chase advertises 5% total cash back on qualifying Lyft products and services bought in the Lyft app, including rideshare, bike, scooter, and some membership products. Gift cards, car rentals through Lyft, and some fees are excluded.
Chase also advertises a complimentary three-month Instacart+ membership when activated with an eligible Ink card between May 1, 2025 and Dec. 31, 2027, with automatic renewal at the then-current annual rate unless canceled. Monthly Instacart credits during that membership are limited and do not roll over. Read the Instacart terms carefully before activating if you do not want an auto-renewing subscription.
Employee cards can be added at no additional card fee, with optional spending limits. The authorizing officer and business remain responsible for all charges.
Treat the $1,000 Ink Unlimited bonus as a timed business-spend decision, not a free travel voucher. If you can meet $8,000 in ordinary business purchases without manufacturing spend, and you can park the points in Ultimate Rewards, the offer is still one of the stronger no-fee business bonuses available. If you cannot clear the hurdle cleanly, skip it.
How this fits a travel rewards setup
Travelers who already track Chase partners can pair Ink Unlimited with a Sapphire card and move points for flights or hotels when transfer bonuses appear. Recent Chase transfer promotions, such as the live Chase Aeroplan transfer bonus and earlier Chase to IHG transfer offers, only help if you have points ready. A funded Ink Unlimited bonus is one way to rebuild that bank without paying an annual fee.
If you are building a first Chase setup, compare this card with Ink Business Cash for category spend and Ink Business Preferred for transferable points with an annual fee. Unlimited wins when your business spend is scattered and you want the simplest earn rate. It loses when office supplies, advertising, or travel categories would earn more on a sibling Ink product.
Also keep Chase’s 5/24 personal-card framework in view. A business approval does not always follow the same path as a personal Sapphire application, but adding any new Chase relationship can change future timing. Apply only when the bonus and the account both fit a plan you can keep for more than a few months.
What to verify before you apply
Open the Chase offer page and confirm the $1,000 figure still appears on the path you will use. Read the eligibility paragraph about prior no-fee Chase business cards. Estimate four months of real business purchases that Chase will count. If you intend to transfer points, confirm you already have or can get an eligible Ultimate Rewards card.
Then decide whether cash or transferable points is the real goal. The same bonus can be a $1,000 statement credit or the start of a larger award booking. That choice, not the marketing label alone, decides whether this card is worth a hard pull right now.
Is the Chase Ink Business Unlimited 1000 bonus still available?
Yes. Chase’s Ink Unlimited product page still advertises $1,000 cash back after $8,000 spend in four months as of Aug. 28, 2026. Confirm the figure on your application path before you submit.
Does the bonus become Ultimate Rewards points?
The bonus posts as Cash Back rewards tracked as points. You can redeem for cash, or combine into Ultimate Rewards for travel if you also hold an eligible transferable Chase card.
What spending counts toward the 8000 requirement?
Chase counts purchases of products and services. Balance transfers, cash advances, cash-like transactions, fees, interest, and several money-transfer or gambling-like transactions do not count.
Is there an annual fee?
No. Ink Business Unlimited has a $0 annual fee. There is a 0% intro APR for 12 months on purchases, then a variable APR.
Who may not get the bonus?
Chase says the new-cardmember bonus may be unavailable if you have ever had this card or any other Chase for Business card without an annual fee. Business-specific factors can also affect eligibility.
